:root {
  --bg: #0f172a;
  --bg-alt: #f7f7f5;
  --panel: #ffffff;
  --text: #0f172a;
  --muted: #5b6472;
  --brand: #c8a35f;
  --brand-dark: #a8843f;
  --line: #e5e7eb;
  --soft: #f8fafc;
  --shadow: 0 10px 30px rgba(15, 23, 42, 0.12);
  --shadow-strong: 0 16px 40px rgba(15, 23, 42, 0.18);
  --radius: 18px;
  --radius-lg: 24px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: #ffffff;
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
textarea {
  font: inherit;
}

.container {
  width: min(1140px, calc(100% - 32px));
  margin: 0 auto;
}

/* Top bar */
.topbar {
  background: #0b0f17;
  color: #cbd5e1;
  font-size: 0.92rem;
}

.topbar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  flex-wrap: wrap;
}

/* Header / nav */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 16px 0;
}

.brand {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-weight: 800;
  font-size: 1.1rem;
  letter-spacing: 0.2px;
}

.brand-subtitle {
  font-size: 0.9rem;
  color: var(--muted);
}

.site-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  font-size: 0.95rem;
  color: #1f2937;
}

.site-nav a {
  position: relative;
  padding: 4px 0;
}

.site-nav a:hover {
  color: var(--brand-dark);
}

/* Hero */
.hero {
  background:
    linear-gradient(135deg, rgba(15, 23, 42, 0.98), rgba(30, 41, 59, 0.94)),
    radial-gradient(circle at top right, rgba(200, 163, 95, 0.16), transparent 30%);
  color: #fff;
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(120deg, rgba(255,255,255,0.04) 0%, transparent 20%),
    linear-gradient(300deg, rgba(255,255,255,0.03) 0%, transparent 22%);
  pointer-events: none;
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 40px;
  align-items: center;
}

.hero-copy {
  max-width: 62ch;
}

.eyebrow {
  color: #f4d9a4;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.8rem;
  font-weight: 700;
  margin: 0 0 10px;
}

.hero h1 {
  margin: 8px 0 0;
  font-size: clamp(2.4rem, 5vw, 4.4rem);
  line-height: 1.03;
}

.hero h2 {
  margin: 8px 0 18px;
  font-size: clamp(1.15rem, 2vw, 1.6rem);
  color: #d1d5db;
  font-weight: 500;
}

.lead {
  font-size: 1.06rem;
  color: #e5e7eb;
  max-width: 58ch;
  margin: 0;
}

.hero-cta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin: 28px 0 18px;
}

.hero-points {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.hero-points li {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 10px 14px;
  border-radius: 999px;
  color: #e5e7eb;
  backdrop-filter: blur(8px);
}

/* Faceless hero visual */
.hero-visual {
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-visual-panel {
  width: 100%;
  padding: 28px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255, 255, 255, 0.12);
  background: rgba(255, 255, 255, 0.06);
  box-shadow: var(--shadow-strong);
  backdrop-filter: blur(10px);
}

.hero-visual-tag {
  color: #f4d9a4;
  font-size: 0.8rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-weight: 700;
  margin-bottom: 18px;
}

.hero-visual-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

.hero-visual-item {
  min-height: 145px;
  padding: 18px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.1);
  color: #fff;
}

.hero-visual-item span {
  display: block;
  font-size: 0.8rem;
  color: var(--brand);
  font-weight: 800;
  margin-bottom: 8px;
  letter-spacing: 0.08em;
}

.hero-visual-item strong {
  display: block;
  margin-bottom: 6px;
  font-size: 1.05rem;
}

.hero-visual-item p {
  margin: 0;
  color: #d1d5db;
  font-size: 0.95rem;
}

/* Sections */
.section {
  padding: 72px 0;
}

.section-alt {
  background: var(--bg-alt);
}

.section-heading {
  margin-bottom: 26px;
}

.section-heading h2,
.section h2 {
  margin: 0 0 8px;
  font-size: clamp(1.6rem, 3vw, 2.35rem);
  line-height: 1.15;
}

.section-heading p {
  margin: 0;
  color: var(--muted);
}

.two-col {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 28px;
  align-items: start;
}

.info-panel,
.card,
.contact-form {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.info-panel {
  padding: 22px;
}

.info-panel h3 {
  margin-top: 0;
}

.info-panel p:last-child {
  margin-bottom: 0;
}

/* Service cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.card {
  padding: 22px;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-strong);
}

.card h3 {
  margin-top: 0;
  margin-bottom: 10px;
}

/* Check list */
.checklist {
  margin: 0;
  padding-left: 18px;
}

.checklist li + li {
  margin-top: 8px;
}

/* Contact */
.contact-section {
  background: #fff;
}

.contact-form {
  padding: 22px;
  display: grid;
  gap: 14px;
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  border: 1px solid #d1d5db;
  border-radius: 12px;
  padding: 14px 16px;
  background: #fff;
  color: var(--text);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.contact-form input::placeholder,
.contact-form textarea::placeholder {
  color: #94a3b8;
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: none;
  border-color: var(--brand);
  box-shadow: 0 0 0 4px rgba(200, 163, 95, 0.18);
}

.honeypot {
  position: absolute;
  left: -9999px;
  opacity: 0;
  pointer-events: none;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 18px;
  border-radius: 12px;
  font-weight: 700;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
  text-align: center;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  background: var(--brand);
  color: #111827;
}

.btn-primary:hover {
  background: var(--brand-dark);
}

.btn-secondary {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.35);
}

.btn-secondary:hover {
  border-color: #fff;
}

.btn-block {
  width: 100%;
}

/* Footer */
.site-footer {
  background: var(--bg);
  color: #cbd5e1;
  padding: 22px 0;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
  align-items: center;
}

.footer-inner p {
  margin: 0;
}

/* Mobile page styles */
.mobile-body {
  background: #fff;
}

.mobile-page .container {
  width: min(760px, calc(100% - 24px));
}

.mobile-hero {
  background:
    linear-gradient(135deg, rgba(15, 23, 42, 0.98), rgba(30, 41, 59, 0.94)),
    radial-gradient(circle at top right, rgba(200, 163, 95, 0.16), transparent 30%);
  color: #fff;
  padding: 34px 0 22px;
}

.mobile-hero h1 {
  margin: 8px 0 0;
  font-size: 2.2rem;
  line-height: 1.05;
}

.mobile-hero h2 {
  margin: 6px 0 12px;
  font-size: 1.2rem;
  color: #d1d5db;
  font-weight: 500;
}

.mobile-photo {
  margin: 18px 0;
  border-radius: 18px;
  overflow: hidden;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  background: #cbd5e1;
}

.mobile-section {
  padding: 28px 0;
}

.stack-cards {
  display: grid;
  gap: 14px;
}

.mobile-contact-info {
  margin-top: 16px;
  color: var(--muted);
}

/* Optional legacy photo card support */
.hero-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-strong);
}

.broker-photo {
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  background: #cbd5e1;
}

.hero-card-body {
  padding: 18px;
}

.hero-card-body h3 {
  margin: 0 0 8px;
  color: #fff;
}

.hero-card-body p {
  margin: 0;
  color: #cbd5e1;
}

/* Responsive */
@media (max-width: 980px) {
  .hero-grid,
  .two-col {
    grid-template-columns: 1fr;
  }

  .card-grid {
    grid-template-columns: 1fr;
  }

  .hero-visual-grid {
    grid-template-columns: 1fr;
  }

  .site-nav {
    display: none;
  }

  .topbar-inner {
    justify-content: center;
    text-align: center;
  }

  .hero {
    padding: 64px 0;
  }
}

@media (max-width: 640px) {
  .container {
    width: min(1140px, calc(100% - 22px));
  }

  .section {
    padding: 48px 0;
  }

  .hero-cta {
    flex-direction: column;
  }

  .btn {
    width: 100%;
  }

  .footer-inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .topbar {
    font-size: 0.85rem;
  }

  .hero-visual-panel {
    padding: 18px;
  }

  .hero-visual-item {
    min-height: auto;
  }
}